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Insurance
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My practice uses a self-pay model. While I do not work directly with insurance, most health insurance plans are required to cover mental health and behavioral health services.
If you would like to seek reimbursement for my therapy services, first inquire with your insurance plan about what information they need in order to provide coverage (or whether they even cover couples treatment). I can then work with you to provide the required documentation. This is usually what is called a "superbill", which has the cost and nature of services on it.
This is actually much easier than you would think. Apps like Reimbursify make the process almost painless, for a minimal fee. You can just take a photo of your superbill and upload it, and they take care of the rest and send you the reimbursement.
While the cost is clearly a consideration in treatment, there are advantages to not working directly within insurance networks.
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Advantages to Non-Network Therapy Practices
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Insurance companies often require a diagnosis for the individual before they will provide payment for services. For some people, this is not a problem, but for others, they may not want a diagnosis on their record. A diagnosis might not be appropriate for everyone.
When insurance companies get involved, they often control the number of sessions you are allowed to have, or how often you can/must be seen. They may even completely deny coverage in some cases. In other words, someone in an insurance office gets more control over the course of treatment than the therapist sitting in front of you who knows your issues! This might result in your therapist trying to rush through issues or treatments that really would benefit from taking it slower. It's like if you're learning a subject in school: if the course zips through too fast, you're really not getting as much as you could out of the experience. Therapy can be challenging sometimes! It really helps to have someone assuredly take your hand and guide you through at the pace you need to make the most progress.
Finally, as an individual practitioner, there is no billing department. Dealing with insurance billing means more time spent on administrative tasks, and less time for attending to the important details of your case. I believe you are best served by having your therapist focus on your mental health.
FREQUENTLY ASKED QUESTIONS
What is the difference between counseling and therapy? Do you offer both?
These terms do not have an officially-recognized distinction. Informally though, counseling refers to addressing difficulties of navigating current or future concerns, while therapy leans more heavily into what has already happened in your life (in order to figure out how you got here or to address past injuries) while also addressing the present and future. I can tailor your services to maximize the efficiency of your time but also provide maximum benefit. Talk to me about what you want out of therapy!
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What forms of payment do you take?
I take credit cards, cash, and checks.
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Do you offer evening appointment times?
There are limited evening appointments available.
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Do you offer teletherapy (remote therapy over video)?
Yes!
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Can I make an appointment for my child?
Sure. I see clients who are 14 and over. Remember, Alabama law states that they have the right to independently consent or not consent to therapy services.
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Can I talk to you about my child's appointments/progress?
Confidentiality is extremely important and legally protected. Therefore I can only discuss details of your child's therapy, provided they sign a written release allowing me to discuss their therapy with you.
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Is your office accessible to someone with mobility restrictions?
Unfortunately my office is on the second floor, and there is no elevator. However, I am happy to provide services from the comfort of your home via teletherapy.
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Will you prescribe medication for my condition?
I personally do not prescribe medication. I would be happy to refer you to someone who does.
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